Frequently Asked Questions....
FREQUENTLY ASKED QUESTIONS:
Do I have to join the union? Are there fees if I don’t?
Joining any union is not mandatory, however agency fees are charged for those employees that do not enroll. The union provides legal representation to its’ members.
What happens if my spouse loses health insurance coverage?
Loss of coverage is a qualifying event in which you can pick up coverage. You will need to provide a letter from the insurance company with your loss of coverage date. The enrollment forms are on the web site. Form family coverage you will have to provide a town marriage license and birth certificates of dependent children.
How is maternity leave calculated?
Maternity leave is calculated and started on the date of birth of the child. Maternity leave is 8 weeks and sick time is used for actual work days. Any additional work days requested are unpaid at your daily rate. Daily rate is your annual salary / number of work days. Example: Salary of 50,000.00. A daily rate is 50,000/186 = 268.82. A salary is calculated over 26 pay periods. August – June is 22 pays with a lump sum of 4 pays paid at the end of the school year. Based on when the maternity leave is taken salary is paid out to the last work day owed and the unpaid days start. The salary is then shut off until the employee returns and can then be recalculated based upon the number of days left in the school year.
What happens if I need a leave of absence?
A letter of request through your chain of command needs to be made. Based upon the request it will be determined if the request meets the regulations of the Family Medical Leave Act.
What is a cafeteria or flex spending account?
The web site under flexible spending describes this very well. While lowering your taxable income it also allows medical expenses to be tax deductible and flexible by having the yearly allotted amount on one card for use up front. The elected amount is deducted over the pay periods during the fiscal year. The IRS allows a maximum of 2550.00 per year.
Why is my W2 income different than my status letter salary?
Your salary is fiscal year from July – June. Your W2 is calendar year from Jan – Dec.
What are the deductions in my paycheck?
Medical and Dental deductions are not deducted on the third pay of the month.
FITW : Federal tax withholding
MA: Mass State tax withholding
A/Fee - Agency Fee
AACC - Aflac Accident Insurance
ACAN - Aflac Cancer Insurance
Add2% - Additional 2% for Worcester Regional Retirement
AFACC - American Fidelity Accident Insurance
AFCan - American Fidelity Cancer Insurance
AFLTD - American Fidelity Long Term Disability
ALife - Aflac Life Insurance
Alt16 - Altus Dental August/September insurance
xxx16 - Health insurance August/September insurance
AltAF - Altus A Family
AltAI - Altus A Individual
AltBF - Altus B Family
AltBI - Altus B Individual
APREM - Altus Premium Rider
ASTD - Aflac Short Term Disability
Col D - Colonial Short Term Disability
CS or CSup - Child Support/ Garnishment
CuDue - Custodial Dues
DFLEX - Dependent Flex Account
DOR - Department of Revenue Garnishment
FalDF - Fallon Direct Family
FalDI - Fallon Direct Individual
FalSF - Fallon Select Family
FalSI - Fallon Select Individual
FCrit - American Fidelity Critical Insurance
FLEX - Flexible Spending
GTL - Boston Mutual Group Term Life
GW - Great West 457 tax deferred plan
HHMOF - Harvard HMO Family
HHMOI - Harvard HMO Individual
HNEF - Health New England Familly
HNEI - Health New England Individual
HPPOF - Harvard PPO Family
HPPOI - Harvard PPO Individual
ICMAO - ICMARC Tax deferred 457 plan
Levy - Garnishment
LTD - Boston Mutual Long Term Disability
MTN2% - Additional 2% Mass Teachers Retirement
MTN - MTR pension Mass Teachers Retirement
NYLife - New York Life Insurance
Pens - Worcester Regional Retirement
SupDu - Support Union Dues
TAN - 403b deduction codes
TDues - Teacher’s Union Dues
TuftF - Tufts Navigator Family
TuftI - Tufts Navigator Individual
VLife - Boston Mutual Voluntary Life Insurance